Payment Orchestration - Overviews
Payment Orchestration
Forter's Orchestration service provides a unified integration that unlocks multiple services - Fraud Prevention, Predictive Payment Routing (PPR), and Payment Orchestration. Each service can be enabled independently or combined, with no additional engineering work, allowing merchants to start with any capability and expand seamlessly over time.
Full Offering Breakdown Full Offering Breakdown
| Capability | Description |
|---|---|
| Card Vaulting | Forter provides processor-agnostic card vaulting (PCI tokens, network tokens, smart account updater) to secure card data, unlock multi-processor routing, boost approvals, cut fraud, and maintain PCI-DSS compliance |
| Fraud Decisioning | Evaluates transaction risk inline before authorization |
| Smart 3DS (optional) | Determines if 3DS is required and manages challenge verification (3DS execution) |
| Routing Optimization | Selects best payment route based on real-time performance signals |
| Payment Processing | Processing according to Forter defined predictive processing route |
| Retries on Failure | Automatically retrieves next routing recommendation on decline/failure |
| Webhooks | Provides unified updates for all fraud + payment states |
Integration Options Integration Options
Choose the integration approach that best fits your needs:
Forter Managed
Full-service integration where Forter handles the entire payment flow including fraud decisioning, routing, 3DS, and payment processing. Minimal merchant-side implementation required.Merchant Managed
Enterprise integration where the merchant maintains control over the payment flow while leveraging Forter's fraud prevention, predictive routing, and 3DS capabilities through phased API calls.