Forter | Roadmap to Drive Higher Auth Rates

Benefits of using a vendor

Consortium of Data

Adapt to Issuer Preferences

No Rulesets to Manage

Access extensive, dynamic dataset that layers in user and issuer’s unique behavior, preferences and risk-level.

Reach significance faster, while sacrificing less volume, to keep up with changing issuer preferences

Remove the operational cost of tracking 3DS success and managing rules

Inputs required for a high-performing payment model

• True cardholder identity
• Past card behavior with each processor
• PSP technical and operational restrictions (E.g. TRA exemptions)
• PSP availability
• Acquiring cost
• Risk decision and risk related parameters
• Authorization rate probability
• Processor/network rail and credential combinations
• Likelihood for 3DS authentication/authorization success
• Previous attempts that failed

Resourcing Needs:

• 1-2 FTE / Data Scientists

• 2-3 FTE / Payment Analysts