Choose which version of 3DS to implement or plan for — 3DS2.2 or 3DS2.3 — and decide how you will approach 3DS. We recommend that you apply 3DS on a case-by-case basis instead of every transaction.
Implement a mechanism for handling SCA exemptions and out of scope transactions in real time.
Offer your clients dynamic 3DS based on customer profiles so that 3DS is automatically applied based on the risk factors for each identity along with eligible TRA exemptions.
Implement a mechanism for routing failed exemption and exclusion requests to 3DS.
Offer your clients a solution with real-time fraud decisioning, so that they can reduce their fraud rates, and in turn, you reduce your overall portfolio fraud rate — which is vital for TRA exemptions.
Add additional reporting functionality to enable merchants to track their full funnel.