Payment Optimization – Forter
Maximize payment conversion
Increase authorization rates with payment decisions tailored to each customer, transaction, and issuer.
AI and agents built to increase authorization rates
Adapt to how each issuer actually decides
Forter dynamically adjusts authentication, exemptions, routing, and data sharing based on how individual issuers behave, improving approvals without adding friction.
Customer identity issuers can act on
Forter shares identity intelligence from billions of network interactions, helping issuers recognize legitimate customers and reduce issuer false declines.
Operationalize optimization at scale
Tokenization, 3DS execution, and payment orchestration help merchants consistently apply optimization strategies without managing disconnected tools.
Continuously optimize performance
The Payment Agent delivers real-time insights and actionable recommendations, helping you improve authorization rates without consuming your team's time.
Optimize your payment flow
Issuer Optimization
Share Forter insights with your issuing banks and card networks so our data can influence their risk decisioning and increase your authorization rates.
Smart 3DS
Intelligently apply 3DS to approve more borderline transactions and shift chargeback liability, without increasing friction for the customers who matter.
Predictive Payment Routing
Increase authorization rates, reduce payment costs, and enhance multiprocessor efficiency.
PSD2 Optimization
Avoid friction by maximizing exemptions, minimizing cart abandonment, and driving more conversions, while maintaining compliance with PSD2.
Japan 3DS Optimization
Reduce customer friction, improve authorization rates, and block fraud in compliance with Japan’s 3DS Mandate.
Tokenization
Enhance performance and protect revenue while securing card data, minimizing PCI DSS compliance burden, and maintaining the flexibility to work with any processor.
Leading brands trust Forter
When Forter showed us how they could increase conversion rates while complying with PSD2, the results were immediate. We are able to reclaim revenue that otherwise would have been lost to abandoned purchase processes. Forter Payment Optimization is a game-changer for our business.
Morgan McAlinden-Wall, Fraud Prevention Manager