Account Updater – Forter
Account Updater
Increase revenue with real-time card updates
Prevent missed payments and improve the customer experience
Strategically update primary account numbers (PAN) in real-time after card cancellation or expiry
Account updater provides an updated card data in the event of a card expiration or re-issued card number.
Increase authorization rates
Recover in-real time failed payments from lost, stolen, or expired cards.
Protect revenue
Reduce subscription cancellations and lost sales due to outdated cards.
Better customer experience
Fewer card re-entries and the ability to offer one-click payments.
Minimize duplicative costs
Only update dormant cards when there is buying intent.
Processor flexibility
Leverage updated cards across multiple processors to avoid purchasing account updater individually from each processor.
How it works
Maximum Coverage
- Real-Time Update API: Instant updates via API request/response
- Support for Real-Time & Batch AU: Maximum coverage across all network update products
- PAR & Card Art: Receive card art to deliver a superior customer experience
Smarter Updates
- Continuous Monitoring: Enroll cards in automated 48-hour checks to ensure active subscriptions do not churn
- Merchant Webhooks: Receive alerts and card metadata instantly when Forter updates your vault
Network Effect
- Update Recycling: Ability to share updates across Forter merchants, reducing overall cost per event
- Expiry Sync: Seamless expiration date updates without additional AU calls