# Account Updater

## Increase revenue with real-time card updates

Prevent missed payments and improve the customer experience

## Strategically update primary account numbers (PAN) in real-time after card cancellation or expiry

Account updater provides an updated card data in the event of a card expiration or re-issued card number.

[Read Feature Snapshot](https://resources.forter.com/resources/sb-tokenization)

### Increase authorization rates

Recover in-real time failed payments from lost, stolen, or expired cards.

### Protect revenue

Reduce subscription cancellations and lost sales due to outdated cards.

### Better customer experience

Fewer card re-entries and the ability to offer one-click payments.

### Minimize duplicative costs

Only update dormant cards when there is buying intent.

### Processor flexibility

Leverage updated cards across multiple processors to avoid purchasing account updater individually from each processor.

## How it works

### Maximum Coverage

- Real-Time Update API: Instant updates via API request/response  
- Support for Real-Time & Batch AU: Maximum coverage across all network update products  
- PAR & Card Art: Receive card art to deliver a superior customer experience

### Smarter Updates

- Continuous Monitoring: Enroll cards in automated 48-hour checks to ensure active subscriptions do not churn  
- Merchant Webhooks: Receive alerts and card metadata instantly when Forter updates your vault

### Network Effect

- Update Recycling: Ability to share updates across Forter merchants, reducing overall cost per event  
- Expiry Sync: Seamless expiration date updates without additional AU calls

## See how Forter Account Updater can help your business